There are many examples of privately circulating currencies, such as various airline, retailer reward and trade credit programs.  A local currency, including loyalty and reward components can offer economic benefits that remain within the community in which you do business.  Your participation will help you to increase business, improve margins and enhance cash flow.  Local businesses using the currency to sell what they have and buy what they need are distinguished from national retailers that do not. This has the potential to increase affinity between citizens and their local proprietors.

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